科技型中小企业知识产权质押融资风险分担模型研究

Research on the risk sharing model of intellectual property pledge financing of small and medium sized enterprises of science and technology

摘要:

科技型中小企业知识产权质押融资在我国已经实施多年,其面临的风险因素也越来越多,国内目前存在四种典型模式,不同模式下的参与主体也不尽相同,各参与主体如何对风险进行有效分担则非常重要。通过对科技型中小企业知识产权质押融资风险因素进行分析,发现参与主体与风险之间的关联程度与参与主体对风险的防控程度并没有显著关系。因此本文运用改进灰色关联分析方法,对科技型中小企业知识产权质押融资风险合理分担进行研究。

Abstract:

Intellectual property pledge financing of small and medium sized enterprises of science and technology has been implemented for many years in China. The risk factors are also more and more. There are four typical models in China at present, and different modes of participation main body are not the same. How to share the risk effectively is very important for each participating subject. Through the analysis of the risk factors of intellectual property pledge financing of the small and medium enterprises of science and technology, it is found that the relationship between the subject and the risk is not significantly related to the degree of risk prevention and control. So in this paper using the improved gray correlation analysis method to study the reasonable sharing of intellectual property pledge financing risk of small and medium sized enterprises of science and technology.