区域科技金融体系建设研究——以杭州市为例

Research on the Construction of Regional Technology Finance System ——Taking Hangzhou as an example

摘要:

科技创新与金融创新结合是促进经济高速健康发展，建设创新型国家的重要保障，两者的有效结合，本质上是要解决科技企业寻求融资的难题。要实现区域层面彼此的深度融合，要理清区域科技金融体系的内涵与构成，明确科技金融资源通过资本聚集、风险分散、信息共享、约束激励促进科技创新的作用机制。同时本文以孕育了阿里巴巴，金融创新活跃，区域科技金融体系初具雏形的国家创新型试点城市——杭州为例展开分析，以期为其他省市地区落实创新发展，解决融资难题提供借鉴。

Abstract:

The combination of technological innovation and financial innovation is an important guarantee for promoting the rapid and healthy economic development and building an innovative country. The effective combination of the two is essentially to solve the technology enterprise financing problem.To achieve deep integration at the regional level, it is necessary to clarify the connotation and composition of the regional technology financial system，and the role of technology financial resources in promoting technological innovation through capital accumulation, risk diversification, information sharing, and constrained incentives. At the same time, this paper analyzes the case of Hangzhou, which is a national innovative pilot city with a active financial innovation and a preliminary formed technology financial system. It is expected to provide reference for other provinces and cities to implement innovative development and solve the financing problems of technology enterprises.