本文选取2010-2013年珠三角八城市金融业发展数据,基于银行、证券、保险三大子产业分析各地区金融发展现状,挖掘其金融发展水平差异成因,进而运用DEA-Malmqusit指数法对金融发展的科技效率进行横向和纵向分析,从而对珠三角未来金融业的错位发展战略提供政策建议。

Based on financial data of 8 cities in Pearl River Delta region from 2010 to 2013, The paper described the current condition about development of financial industry including banking, securities and insurance and analyzed the reason for the difference of financial development. Then we used DEA-Malmquist index method to have a horizontal and longitudinal study technology variation from financial incentive. Finally, we got some conclusions about how to make dislocation development plans for future development of finance industry in Peal River Delta region.

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]广东省科技厅软科学面上项目“基于珠三角地区金融产业结构的科技效率研究”(项目号2013B070207009),广东金融学院一般项目“珠三角地区金融业错位发展及竞争力比较研究”(项目号13XJ02-04)