基于融资主体视角的知识产权质押融资风险评价研究

Study on Risk Evaluation of Intellectual Property Pledge Financing from the View of Financing Enterprise

摘要:

知识产权质押融资是缓解高新技术企业融资困境的重要途径。从财务管控风险、经营管控风险、知识产权自身风险和政府行为相关风险四个纬度构建一套完整的知识产权质押融资企业风险的量化指标评价体系,运用群效用的最大化与个体遗憾的最小化原理,建立了基于VIKOR方法的知识产权质押融资风险评价模型,并对选取的样本进行了风险评价。研究结果表明,建立的综合评价模型能够有效地对高新技术企业知识产权质押融资风险进行评价。

关键词:知识产权质押融资;风险评价;层次分析法;VIKOR方法

Abstract:

Intellectual property pledge financing is an important way to ease the financing plight of high tech enterprises. TheSrisk evaluation systemSof Intellectual property pledge financing was designedSin 4 fields, including theSfinancialSmanagement risk, business management risk, Intellectual property risk and government behavior risk.SBy usingSVIKOR method, this paper presented an evaluation model, and it was applied to evaluate the risk of Intellectual property pledge financing.SThe result showed that the comprehensive evaluation model can effectively evaluate the risk of intellectual property pledge in high-tech enterprises.

Key words:IP pledge financing; Risk evaluation; AHPSmethod; VIKORSmethod