采用1997-2014年相关数据实证研究了金融科技发展对我国产业结构升级的影响,研究发现：金融科技与我国产业间、产业内部结构升级均存在长期均衡关系，金融科技对我国产业间结构升级起着促进作用，对产业内部的影响效力则存在差异。金融科技发展有益于制造业内部产业结构升级，但作用效力会随着时间逐步减弱。短期内金融科技对第三产业结构优化产生积极影响，而长期中却受到其负向冲击的影响。金融科技对产业间结构升级的动态冲击过程呈现先递增后递减的趋势，而对产业内部结构升级的冲击作用则稳步增强。

Using the data of 1997-2014, the impact of financial technology on the upgrading of industrial structure in China was studied empirically. The study found that: there is a long-term equilibrium relationship between the financial technology and the structure optimization of inter-industry or internal-industry in our country. The impact of the financial technology on the inter-industry upgrading is positive, while the impact on the internal-industry structure upgrading is different. The financial technology plays a significant role in optimizing industrial structure in manufacturing, but the positive effect will gradually weaken over time. In the short term, the influence of the financial technology on the third industry structure optimization is positive, however, in the long term, it will be negative. The dynamic impact of the financial technology on the inter-industry structure upgrading is increasing first and then decreasing which presents an inverted u-shaped trend, while the effect on the internal-industry structure upgrading is steadily increasing.

中央高校基本科研业务费专项资金项目“西部地区可持续发展研究”（JBK120506）