基于数字供应链金融的科技型企业融资模式创新研究

Research on Innovative Application ofDigital Supply Chain Finance in Technological Enterprises

摘要:

数字供应链金融具有精准性管理服务、网络型信用传递和智能化风险控制的禀赋特性,可以契合科技型企业高质量发展对金融创新的要求。基于数字化技术渗透影响的视角探讨了供应链金融创新模式在科技型企业中应用的运作流程和关键控制点设计,并针对现阶段数字供应链金融服务科技型企业过程中可能存在的风险管控、技术应用和法律体系等约束条件,提出应该把控风险源头规避风险、加快数字技术赋能生态创新以及健全法律体系规范发展等对策建议。

Abstract:

Digital supply chain finance has the endowment characteristics of precise management services, network-based credit transmission and intelligent risk control, which can meet the requirements of high-quality development of technological enterprises for financial innovation. From the perspective of infiltration of digital technology, this paper analyses and reconstruction operation procedures and critical control points of four digital supply chain finance modes in scientific and technological enterprises. There may be the constraints of risk control, technology application and legal system in the application of digital supply chain finance in technological enterprises at this stage. Thus, this paper puts forward the countermeasure proposals of avoiding risks from the source of risk, speeding up the digital technology endowing ecological innovation with energy and improving the system of laws and regulations to developing normally.