基于区块链技术的知识产权证券化风险管理研究

Research on risk management of intellectual property securitization based on blockchain technology

摘要:

国家知识产权战略支持下，知识产权证券化得到快速发展。然而，由于知识产权的时效性和无形财产权性质等一系列因素使知识产权证券化面临较大的风险，对知识产权证券化风险管理的研究刻不容缓。区块链技术的去信任化、不可篡改、公开透明、信息数据可靠性及系统的共同维护性等特征，为知识产权证券化风险管理提供了解决路径。本文从整体层面出发，将证券化风险分为基础资产方面存在的风险、交易流程方面存在的风险两大类，并在此基础上探究基于区块链技术的知识产权证券化风险管理路径：可以借助区块链技术的时间戳、哈希树根值以及依托区块链技术建立的数据库平台防范基础资产带来的法律风险；通过使用区块链特有的时间戳技术、数字签名和智能合约防范基础资产带来的收益风险；通过推进双层结构+区块链的模式防范知识产权证券化的破产隔离风险；通过引入联盟链和智能合约技术防范交易过程中的信息不对称风险和信用风险。

Abstract:

With the support of the national intellectual property strategy, intellectual property securitization has developed rapidly. However, due to a series of factors such as the timeliness of intellectual property rights and the nature of intangible property rights, the securitization of intellectual property rights is facing greater risks, and the research on the risk management of intellectual property securitization is urgent. The characteristics of blockchain technology, such as de-trust, tamper-proof, openness and transparency, reliability of information and data, and common maintenance of the system, provide a solution for the risk management of intellectual property securitization. From the whole process, this paper divides the risks of intellectual property securitization into the risks in the underlying assets and the risks in the transaction process, and then explores the risk management path of intellectual property securitization based on blockchain technology. The results show that the legal risks brought by the underlying assets can be prevented with the help of the timestamp, hash tree root value of blockchain technology and the database platform established by blockchain technology, the income risk brought by the underlying assets can be prevented with the blockchain-specific timestamp technology, digital signature and smart contract.meanwhile,we can guard against the bankruptcy and isolation risk of intellectual property securitization by promoting the model of double-tier structure+blockchain,and against the information asymmetry risk and credit risk in the transaction process by introducing alliance chain and smart contract technology too.