数字金融、供应链融资模式创新与中国式现代化产业高质量发展

Digital finance, supply chain financing model innovation and high-quality development of Chinese path to modernization industry

摘要:

随着我国数字经济与实体经济不断融合，数字金融已成为实现中国式现代化产业高质量发展的关键抓手，然而，“数字金融究竟如何推动中国式现代化产业高质量发展？”等问题，仍有待进一步的理论诠释与机理研究。为此，本研究基于中国式现代化理论，展开了一项探索性案例的组态研究。结果显示：（1）通过探索性案例研究构建了中国式现代化产业高质量发展的理论内涵、维度与观测模式，并论证了数字金融负向影响实体经济的形成机制；（2）从供应链融资模式创新的过程视角，讨论了数字金融推动中国式现代化产业高质量发展的实现机制，并提出了基于“数智供应链融资模式”与“互联网供应链金融模式”两种可推动中国式现代化产业高质量发展的高绩效方案。根据研究结论，本研究建议以相关政府可从完善顶层设计和加快推动产业数字化转型角度，充分发挥数字金融对中国式现代化产业高质量发展的引导作用。

Abstract:

With the continuous integration of China"s digital economy and the real economy, digital finance has become the key to achieve high-quality development of Chinese path to modernization industry. However, "how does digital finance promote high-quality development of Chinese path to modernization industry?" and other issues still need further theoretical interpretation and mechanism research. Therefore, based on the theory of Chinese path to modernization, this study launched an exploratory case configuration study. The results show that: (1) through the exploratory Case study, the theoretical connotation, dimensions and observation model of high-quality development of Chinese path to modernization industry are constructed, and the formation mechanism of the negative impact of digital finance on the real economy is demonstrated; (2) From the perspective of the process of supply chain financing model innovation, this paper discusses the realization mechanism of digital finance to promote the high-quality development of Chinese path to modernization industry, and puts forward two high-performance schemes based on "digital intelligence supply chain financing model" and "Internet supply chain finance model" that can promote the high-quality development of Chinese path to modernization industry. According to the research conclusions, this study suggests that the relevant government can give full play to the guiding role of digital finance in the high-quality development of Chinese path to modernization industries from the perspective of improving top-level design and accelerating the industrial Digital transformation.