数字技术与金融服务业融合度测算及比较分析

Measurement and Comparative Analysis of the Integration of Digital Technology and Finance

摘要:

数字技术在推动金融行业数字化转型和经济高质量发展中发挥着重要作用，因此，促进数字技术与金融服务业的深度融合是目前业界研究的重要议题。本文首先运用赫芬达尔指数法，对2013-2022年我国的数字技术与金融服务业的融合度进行了测算，然后，针对测算结果对其融合趋势、融合的行业结构和技术结构进行了比较分析，最后，为促进我国数字技术和金融服务业融合发展提出了相关政策建议。本文的研究，为推动金融服务业的数字化转型提供了具有行业针对性的指导意见。

Abstract:

Digital technology plays an important role in promoting the digital transformation of finance and the high-quality development of the economy, therefore, it is a significant issue for most scholars to promote the deep integration of digital technology and finance. Firstly, The Herfindhal index method in this paper is used to measure the integration degree of Chinese digital technology and finance from 2013 to 2022, and the integration trend, the industry structure and technical structure of integration are compared and analyzed according to the result. Finally, relevant policy suggestions are put forward to promote the integration and development of Chinese digital technology and finance. The research in this paper provides industry-specific guidance for promoting the digital transformation of finance.